WhenPlanning Personal finances, the individual would take into account the Suitability of various banking products (checking accounts,savings accounts, credit cards, and loans), insurance products (Health insurance,disability insurances, life insurance), and investment products (bonds,stocks,real estate) as well as participation in monitoring and management of credit scores, income taxes, retirement funds and pensions.Before a specialty in personal finance was developed invarious disciplines which are closely relates to it, such as family economics, and consumer economics, were taught in various colleges as part of home economics for over 100 years.WhenPlanning Personal finances, the individual would take into account the Suitability of various banking products (checking accounts,savings accounts, credit cards, and loans), insurance products (Health insurance,disability insurances, life insurance), and investment products (bonds,stocks,real estate) as well as participation in monitoring and management of credit scores,